Deal Tools
Deal Tools

Max Offer Worksheet

Walk step-by-step to the most you should pay for a property — and understand every number.

1 After-Repair Value

What the property is worth once it's fully fixed up.

What it sells for fully fixed up, from comps — not Zillow. Pull 3–5 sold, renovated homes within a mile and the last 6 months.

Starting value (ARV)

2 Repair estimate

Everything the rehab will cost — plus a cushion for surprises.

Add a cushion; surprises are the rule. Estimate the line items in the tool, then pad it here.

Repairs with contingency

3 The investor's cut

The spread your cash buyer needs to say yes.

A cash buyer/flipper needs this spread or they won't buy your deal. Together these two lines are the classic "30% off ARV" that becomes the 70% rule.

Spread reserved (of ARV)

4 Your assignment fee

Your pay for finding and tying up the deal.

What you make for finding and tying up the deal. It comes out of the spread, so a bigger fee means a lower offer to the seller.

Your assignment fee

5 Your offer

Open below your max so you have room to come up.

Never open at your max — leave room to negotiate up. Sellers expect back-and-forth; the max is your walk-away ceiling, not your first number.

Suggested opening offer